top of page
Man Reading the Newspaper
Car Garage

Car Insurance

You could save an average of $400 by switching your Auto insurance to Alexander Insurance agency – Get a quote or talk to an agent to find out how much you could save.

Can affordable auto insurance actually provide quality coverage?

123-456-7890

We all want to save money on car insurance. But at Farmers, we also want you to feel confident that you have the coverage you want. So when you're shopping for a car insurance quote, how can you be sure you're choosing the right coverage at the right price? One thing that can help is to enroll in discounts -- we offer over 20 options, and yes, layering multiple discounts is OK. Next, consider raising your deductible. While you'd pay a higher deductible if an accident were to happen, your policy premium costs less. Because hey, whether you're driving a sporty 2-door electric car, or a 4-door family van, who wouldn't love a more affordable price?

Here are some of the risks a driver may face:

Welcome visitors to your site with a short, engaging introduction. Double click to edit and add your own text.

You cause an accident

Risk:

You cause a minor collision when glare from the setting sun blinds you in rush hour traffic. Damage is relatively minimal, but the other driver says her neck is in pain.

Coverage:

Liability insurance coverage pays for bodily injury and property damage to another that results from covered losses you cause.

You accidentally damage your own car

Risk:

You’re on your way to a ski weekend when you lose traction on an icy road — the impact when you slide into a guardrail damages your SUV’s front fender.

Coverage:

Collision coverage can help repair your vehicle if it’s damaged — or compensate you for its value if it’s a total loss.

Damage to vehicle due to natural disasters.

Risk:

A sudden hailstorm cracks your car’s windshield and leaves dozens of dents on the hood, roof and trunk of your vehicle.

Coverage:

Comprehensive coverage can help when your car is damaged by something other than a collision.

An uninsured driver hits you

Risk:

You suffer minor injuries when another driver runs a red light and clips your car’s rear fender. On top of it all, the driver doesn’t have auto insurance.

Coverage:

Uninsured motorist coverage covers the costs of your bodily injuries — up to your policy limit – when they are caused by an at-fault driver without any auto insurance. Underinsured motorist coverage picks up the costs of your injuries when an at-fault driver has some insurance, but not enough to cover all of your damages.

Your son is injured in a single-car wreck

Risk:

Your son and a passenger are both injured when his subcompact hits a tree.

Coverage:

Medical payments coverage can help with medical expenses if they’re caused by a covered accident — regardless of fault.

You can’t work during physical therapy

Risk:

You miss several days of work while receiving physical therapy for injuries sustained in a car accident.

Coverage:

Personal Injury Protection (PIP), where available, can help with medical and rehabilitation expenses, as well as lost wages.

Handshake
bottom of page