Commercial
Property
Insurance
Whatever purpose your commercial property serves, you need to protect it from the unexpected.
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The place you do business says a lot about your success. Maybe your wholesale company acquired a second warehouse. Perhaps your ad agency just moved to a stylish new office space. Or you might have added extra stations at your beauty salon.
Whatever purpose your commercial property serves, you need to protect it from the unexpected. As a small business owner, ourselves, our agents understands your challenges — and can help you understand your coverage options so you can select the coverage you want.
Business Property Insurance
Coverage Options:
Here are some of the property risks business owners face:
Property damage
Risk:
While operating a forklift in your warehouse, an employee collides with a storage rack and it collapses.
Coverage:
Business property coverage can help when your business personal property is damaged by a covered event.
Damaged inventory
Risk:
When that storage rack collapses, it destroys inventory worth several thousand dollars.
Coverage:
Business personal property insurance can help you repair or replace covered business items, such as computers, tools and inventory
Loss of income
Risk:
You lose business income when you must temporarily close your company for repairs from a small electrical fire.
Coverage:
Business income insurance can help replace lost profit up to policy limits. This may provide you with operating and payroll expenses that keep your company running.